About Us -- Meet Our Caring, Professional Staff
"BILL PAY FOR SENIORS helped my patient feel confident that his finances were being handled while he was recovering from his illness.  He didn't want to burden his family with trying to figure out his bills.  I felt confident that with the personalized and professional service he was getting, he was in the right hands."
Come visit us and have a dip in our natural thermal pools.
BILL PAY FOR SENIORS is a member of the professional American Association of Daily Money Managers committed to promoting high standards of client services provided by its members and to supporting the growth of the daily money management industry, in numbers of providers, in recognition of the field, and in the quality of services provided.
ANTOINETTE C. GAMBARDELLA
Antoinette Gambardella graduated with honors from SUNY Farmingdale with an A.A.S. in Legal Studies, a B.S. from SUNY Albany in Business and an M.B.A. from Hofstra University.  After a long career as a high school teacher and director of many programs promoting the vocational interests of students, she started her own accounting business helping companies and individuals set up and organize their businesses and personal affairs.   She has also become certified as a Quickbooks Pro Advisor.  After working with Joell Smith for a number of years, they both decided to collaborate  in specifically serving the needs of seniors.
JOELL C. SMITH
Joell Smith graduated from Northern Arizona University in 1994 with a B.S.B.A. in Finance and a B.A. in Spanish.  She started a business consulting company in 1996 assisting small businesses and owners with their finances.  She decided after 9 years of running her own business, to join one of her clients as President and CFO helping senior citizens with medical needs.  Realizing the tremendous amount of senior citizens that needed assistance not only with understanding their medical benefits but also with everyday tasks like managing their finances, she collaborated with Antoinette Gambardella to bring Bill Pay for Seniors to life.
Call for more information to discuss a plan that works for you:  561-364-3436